Privacy Policy

1. Who We Are

Exius is a crypto savings platform operated by Exius Technologies Inc., a company incorporated under the laws of Canada. For questions about this policy or your data, you can reach us at support@exius.ca.

2. Information We Collect

We collect information that is necessary to provide our services and comply with applicable laws, including:

• Identity information: Full name, date of birth, government-issued ID for KYC verification.
• Contact information: Email address, phone number, and mailing address.
• Financial information: Wallet addresses, transaction history, and account balances within the Exius platform.
• Technical information: IP address, browser type, device identifiers, and usage analytics collected through cookies and similar technologies.

3. How We Use Your Information

We use the information we collect to:

• Verify your identity and comply with KYC/AML obligations
• Provide, maintain, and improve the Exius platform and services
• Process transactions and calculate interest payouts
• Send account notifications, security alerts, and service updates
• Respond to your inquiries and provide customer support
• Detect, investigate, and prevent fraud or other harmful activity
• Comply with applicable laws and regulatory requirements

4. Sharing Your Information

We do not sell your personal information. We may share your data with:

• Service providers: Third-party partners who assist in identity verification, cloud infrastructure, analytics, and customer support, under strict confidentiality agreements.
• Regulatory authorities: Where required by law, court order, or to comply with applicable regulations.
• Business transfers: In connection with a merger, acquisition, or sale of assets, where you will be notified.

5. Data Retention

We retain your personal information for as long as your account is active and for a period of at least five (5) years thereafter, or as required by applicable law. You may request deletion of your data subject to legal and regulatory obligations.

6. Your Rights

Depending on your jurisdiction, you may have the right to:

• Access a copy of the personal data we hold about you
• Correct inaccurate or incomplete information
• Request deletion of your personal data (subject to legal obligations)
• Withdraw consent where processing is based on consent
• Lodge a complaint with a supervisory authority

To exercise any of these rights, contact us at support@exius.ca.

7. Security

We implement industry-standard technical and organisational measures to protect your personal information against unauthorised access, disclosure, alteration, or destruction. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

8. Cookies

We use cookies and similar tracking technologies to improve your experience and understand how our platform is used. For more information, please review our Cookie Policy.

9. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will update the "Last updated" date at the top of this page and notify you by email if the changes are material. Continued use of the Exius platform constitutes acceptance of the updated policy.

10. Contact Us

If you have any questions or concerns about this Privacy Policy or how we handle your data, please contact us at support@exius.ca.