Compliance
Our commitment to operating within the bounds of the law and beyond.
Our Compliance Framework
Exius operates under a robust compliance program designed to meet the requirements of Canadian financial regulators and international best-practice standards for anti-money laundering (AML), counter-terrorist financing (CTF), and know-your-customer (KYC) obligations.
We take compliance seriously — not because it is required, but because it is the foundation of the trust our users place in us. A compliant platform is a safe platform.
Compliance contact
For compliance-related inquiries, regulatory requests, or to report a concern, please reach out to our compliance team directly.
support@exius.caKey Compliance Areas
Know Your Customer (KYC)
All users must complete identity verification before accessing Exius savings products. We collect and verify government-issued ID, proof of address, and other information required by Canadian regulations. Our KYC process is powered by trusted, regulated identity verification partners.
Anti-Money Laundering (AML)
Exius maintains a comprehensive AML program in accordance with Canada's Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA). We conduct ongoing transaction monitoring, screen users against global sanctions lists, and file suspicious transaction reports (STRs) with FINTRAC as required.
Sanctions Screening
We screen all users and transactions against OFAC, UN, EU, and Canadian government sanctions lists. Access to Exius is denied to individuals, entities, or jurisdictions subject to applicable sanctions.
Regulatory Reporting
Exius fulfills all required regulatory reporting obligations in Canada. We maintain detailed records of user transactions, identity verification files, and compliance decisions in accordance with applicable regulatory retention requirements.
Our Compliance Programme
Exius has appointed a dedicated Chief Compliance Officer (CCO) responsible for overseeing all aspects of our compliance program. Our compliance team conducts regular internal audits, risk assessments, and staff training to ensure that all team members understand and adhere to our compliance obligations.
We engage independent third-party auditors on a periodic basis to review our AML/KYC controls and provide recommendations for continuous improvement.
Our compliance program is built on a risk-based approach, allowing us to allocate resources proportionally to the level of risk associated with individual users, products, and transaction types.
Questions about compliance?
Our compliance team is available to address regulatory inquiries, user concerns, or requests from law enforcement and regulatory agencies.
Contact compliance